{"d":{"__metadata":{"id":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')","uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')","type":"itsystems.Pd.DataServices.DataModel.Business"},"BusinessResponsibilities":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/BusinessResponsibilities"}},"RelatedBusinesses":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/RelatedBusinesses"}},"BusinessRoles":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/BusinessRoles"}},"Publications":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/Publications"}},"LegislativePeriods":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/LegislativePeriods"}},"Sessions":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/Sessions"}},"Preconsultations":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/Preconsultations"}},"Bills":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/Bills"}},"Councils":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/Councils"}},"BusinessTypes":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/BusinessTypes"}},"Votes":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/Votes"}},"SubjectsBusiness":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/SubjectsBusiness"}},"BusinessStates":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/BusinessStates"}},"Council":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/Council"}},"Transcripts":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20247016,Language='FR')/Transcripts"}},"ID":20247016,"Language":"FR","BusinessShortNumber":"24.7016","BusinessType":14,"BusinessTypeName":"Heure des questions. Question","BusinessTypeAbbreviation":"Qst.","Title":"Assurance-maladie obligatoire. Augmentation plus forte des primes que des co\u00fbts en 2023","Description":null,"InitialSituation":null,"Proceedings":null,"DraftText":null,"SubmittedText":"<p>Le Conseil f\u00e9d\u00e9ral a communiqu\u00e9 le 27 septembre 2022 que les primes d\u2019assurance-maladie obligatoire augmenteraient de 6,6% en 2023 par rapport \u00e0 l\u2019ann\u00e9e 2022. L\u2019association Curafutura a communiqu\u00e9 le 3 f\u00e9vrier 2024 que les co\u00fbts de la sant\u00e9 dans l\u2019assurance-maladie obligatoire avaient augment\u00e9 de 4,6% en 2023 par rapport \u00e0 2022.<br>Comment expliquer que les primes ont augment\u00e9 bien plus fortement que les co\u00fbts en 2023&nbsp;?</p>","ReasonText":null,"DocumentationText":null,"MotionText":null,"FederalCouncilResponseText":"<div><p style=\"margin-top:0pt; margin-bottom:0pt; line-height:18pt\"><span style=\"font-family:Arial; font-size:12pt\">Les primes d'assurance maladie doivent couvrir les co\u00fbts attendus de l\u2019ann\u00e9e suivante. Les primes sont calcul\u00e9es \u00e0 l'avance par les assureurs sur la base d'estimations de l'\u00e9volution des co\u00fbts. Ce n'est qu'avec le recul que les co\u00fbts r\u00e9els sont connus. Il y a donc g\u00e9n\u00e9ralement une diff\u00e9rence entre l'\u00e9volution des primes et l'\u00e9volution des co\u00fbts.</span></p><p style=\"margin-top:0pt; margin-bottom:0pt; line-height:18pt\"><span style=\"font-family:Arial; font-size:12pt; -aw-import:ignore\">&#xa0;</span></p><p style=\"margin-top:0pt; margin-bottom:0pt; line-height:18pt\"><span style=\"font-family:Arial; font-size:12pt\">Pour l'ann\u00e9e 2022, les assureurs ont sous-estim\u00e9 leurs co\u00fbts et ont enregistr\u00e9 une perte actuarielle. Les primes 2022 \u00e9taient donc inf\u00e9rieures aux co\u00fbts 2022. Pour les primes 2023, les assureurs ont d\u00fb tenir compte non seulement de la perte enregistr\u00e9e pour l'ann\u00e9e 2022, mais \u00e9galement de l'\u00e9volution estim\u00e9e des co\u00fbts en 2023. Cela a eu pour cons\u00e9quence que les primes 2023 ont d\u00fb augmenter plus fortement que les co\u00fbts.</span></p><p style=\"margin-top:0pt; margin-bottom:0pt; line-height:18pt\"><span style=\"font-family:Arial; font-size:12pt; -aw-import:ignore\">&#xa0;</span></p><p style=\"margin-top:0pt; margin-bottom:0pt; text-align:justify; line-height:18pt\"><span style=\"font-family:Arial; font-size:12pt\">Malgr\u00e9 cette nette augmentation des primes, selon les derni\u00e8res informations, les primes 2023 n\u2019\u00e9taient pas assez \u00e9lev\u00e9es pour couvrir les co\u00fbts 2023. C'est aussi pour cette raison que les primes pour l'ann\u00e9e 2024 ont d\u00fb \u00eatre nettement augment\u00e9es. </span></p></div>","FederalCouncilProposal":null,"FederalCouncilProposalText":null,"FederalCouncilProposalDate":"\/Date(1709510400000)\/","SubmittedBy":"Feller Olivier","BusinessStatus":229,"BusinessStatusText":"Liquid\u00e9","BusinessStatusDate":"\/Date(1709571743000)\/","ResponsibleDepartment":4,"ResponsibleDepartmentName":"D\u00e9partement de l'int\u00e9rieur","ResponsibleDepartmentAbbreviation":"DFI","IsLeadingDepartment":true,"Tags":"2841","Category":null,"Modified":"\/Date(1763097520057)\/","SubmissionDate":"\/Date(1708905600000)\/","SubmissionCouncil":1,"SubmissionCouncilName":"Conseil national","SubmissionCouncilAbbreviation":"CN","SubmissionSession":5202,"SubmissionLegislativePeriod":52,"FirstCouncil1":1,"FirstCouncil1Name":"Conseil national","FirstCouncil1Abbreviation":"CN","FirstCouncil2":null,"FirstCouncil2Name":null,"FirstCouncil2Abbreviation":null,"TagNames":"Sant\u00e9"}}