{"d":{"__metadata":{"id":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')","uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')","type":"itsystems.Pd.DataServices.DataModel.Business"},"BusinessResponsibilities":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/BusinessResponsibilities"}},"RelatedBusinesses":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/RelatedBusinesses"}},"BusinessRoles":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/BusinessRoles"}},"Publications":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/Publications"}},"LegislativePeriods":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/LegislativePeriods"}},"Sessions":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/Sessions"}},"Preconsultations":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/Preconsultations"}},"Bills":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/Bills"}},"Councils":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/Councils"}},"BusinessTypes":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/BusinessTypes"}},"Votes":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/Votes"}},"SubjectsBusiness":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/SubjectsBusiness"}},"BusinessStates":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/BusinessStates"}},"Council":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/Council"}},"Transcripts":{"__deferred":{"uri":"https://ws.parlament.ch/OData.svc/Business(ID=20250431,Language='FR')/Transcripts"}},"ID":20250431,"Language":"FR","BusinessShortNumber":"25.431","BusinessType":4,"BusinessTypeName":"Initiative parlementaire","BusinessTypeAbbreviation":"Iv. pa.","Title":"Loi sur le libre passage. All\u00e8gement administratif","Description":null,"InitialSituation":null,"Proceedings":null,"DraftText":null,"SubmittedText":"<p></p><p>On modifiera l\u2019art. 5, al. 1, let. c, de la loi du 17 d\u00e9cembre 1993 sur le libre passage (RS 831.42) comme suit :</p><p>1 L\u2019assur\u00e9 peut exiger le paiement en esp\u00e8ces de la prestation de sortie:\nc. lorsque le montant de la prestation de sortie est inf\u00e9rieur \u00e0 2000&nbsp;francs et que l\u2019assur\u00e9 n\u2019a pas r\u00e9int\u00e9gr\u00e9 une institution de pr\u00e9voyance dans un d\u00e9lai de trois mois apr\u00e8s la fin du dernier rapport de pr\u00e9voyance.</p>","ReasonText":"<p>Dans le deuxi\u00e8me pilier, on g\u00e8re des dizaines de milliers de comptes comportant des montants inf\u00e9rieurs \u00e0 2000 francs. La gestion de ces comptes engendre une charge administrative importante, qui entra\u00eene \u00e0 son tour des frais \u00e9lev\u00e9s sans commune mesure avec les petits montants en jeu.&nbsp;</p><p>Le Conseil f\u00e9d\u00e9ral a manifestement reconnu le probl\u00e8me, proposant, lors de la derni\u00e8re r\u00e9forme de la LPP, par le biais d\u2019une modification de la loi sur le libre passage, la possibilit\u00e9 de faire sortir ces petits montants du r\u00e9gime de la pr\u00e9voyance par des versements en esp\u00e8ces aux personnes concern\u00e9es (voir le message relatif \u00e0 la r\u00e9forme LPP 21 du 25.11.2023, assorti des modifications l\u00e9gislatives propos\u00e9es). Malheureusement, cette disposition judicieuse n\u2019a pas \u00e9t\u00e9 mise en \u0153uvre ; il est probable qu\u2019elle ait tout simplement \u00e9t\u00e9 oubli\u00e9e lors des d\u00e9bats parlementaires, compte tenu de la complexit\u00e9 du projet.</p><p>Il me semble donc judicieux de remettre l\u2019ouvrage sur le m\u00e9tier et de proc\u00e9der \u00e0 cette petite adaptation le plus rapidement possible, non seulement dans l\u2019int\u00e9r\u00eat des micro-assureurs, mais aussi pour contribuer \u00e0 l\u2019all\u00e9gement administratif.</p>","DocumentationText":null,"MotionText":null,"FederalCouncilResponseText":null,"FederalCouncilProposal":null,"FederalCouncilProposalText":null,"FederalCouncilProposalDate":null,"SubmittedBy":"Rechsteiner Thomas","BusinessStatus":225,"BusinessStatusText":"Examen pr\u00e9alable - en commission du Conseil des Etats","BusinessStatusDate":"\/Date(1776434495000)\/","ResponsibleDepartment":1,"ResponsibleDepartmentName":"Parlement","ResponsibleDepartmentAbbreviation":"Parl","IsLeadingDepartment":true,"Tags":"2836","Category":null,"Modified":"\/Date(1788438862220)\/","SubmissionDate":"\/Date(1742515200000)\/","SubmissionCouncil":1,"SubmissionCouncilName":"Conseil national","SubmissionCouncilAbbreviation":"CN","SubmissionSession":5207,"SubmissionLegislativePeriod":52,"FirstCouncil1":1,"FirstCouncil1Name":"Conseil national","FirstCouncil1Abbreviation":"CN","FirstCouncil2":null,"FirstCouncil2Name":null,"FirstCouncil2Abbreviation":null,"TagNames":"Protection sociale"}}